Gravity Software Blog

ACH Payment Processing and Accounting Integration | Gravity Software

Written by Valerie Silvani | Oct 16, 2025 7:25:19 PM

For many small to mid-market businesses, managing payments is a time-consuming chore plagued by manual entry, human error, and delayed reconciliation. If your team is buried in data entry and correcting discrepancies, it's time for a change. An ACH payment processing accounting integration built on the Microsoft Power Platform is the modern solution that saves significant time and boosts your company's efficiency.

What is ACH payment processing?

ACH, or Automated Clearing House, is a U.S. financial network for electronic payments between bank accounts. These payments are processed in batches, making them a digital, bank-to-bank transfer method. It's a cost-effective and reliable alternative to paper checks and wire transfers. You can learn more in our detailed ACH payment processing guide.

The ACH Network's popularity continues to grow, having processed 33.5 billion payments in 2024, proving its essential role in B2B transactions.

The inefficiencies of disconnected payment and accounting systems

When your payment processing and accounting systems operate independently, you create unnecessary work and risk. This disjointed workflow leads to several key problems:

  • Time-consuming double entry: Manually entering payment data into your accounting system after processing it elsewhere duplicates work and wastes valuable time.

  • Increased risk of errors: Each manual data transfer increases the chance of typos and mistakes, which can lead to significant reconciliation issues.

  • Difficult reconciliation: Matching payments to invoices becomes a complex task, resulting in inaccurate financial records and difficult month-end closes.

  • Lack of real-time visibility: Data entry delays mean you never have an up-to-the-minute view of your company's cash flow or financial standing.

Key benefits of an integrated ACH and accounting solution

Combining ACH payments and accounting into a single platform revolutionizes your financial operations. As businesses transition from paper checks, automated electronic payments have become the new standard for efficiency.

Streamline your accounts payable workflow

An integrated system allows you to pay vendors directly from your accounting software, eliminating extra steps and applications. Automating this process saves your team hours of administrative work each month and streamlines your entire payables cycle.

Learn more about how Gravity simplifies payments and vendor management in our Accounts Payable Software solution.

Reduce errors and improve accuracy

By removing manual data entry, you dramatically reduce the primary source of accounting errors. When a payment is processed, it is automatically recorded in the general ledger, ensuring your financial records are always accurate and up-to-date.

Enhance cash flow and security

A unified system provides clear, real-time visibility into payment schedules and cash positions, empowering better financial decision-making. Consolidating these functions into one secure platform also reduces the risks of managing sensitive banking data across multiple systems. While any system requires proper internal controls, an integrated solution minimizes the number of platforms handling sensitive information, reducing your overall risk profile.

How Gravity Software unifies ACH processing and accounting

Gravity Software delivers a powerful solution with fully integrated Direct ACH Payment Processing. Built on the secure Microsoft Power Platform, Gravity provides a robust and reliable environment for all your financial transactions.

While many systems rely solely on third-party add-ons for ACH functionality, Gravity offers native ACH processing through its integration with Checkbook.io, while still maintaining the flexibility to work seamlessly with tools like Bill.com. This gives businesses the best of both worlds—automation and choice. You can learn more in our article Gravity Software vs. Bill.com

A seamless, end-to-end process

With Gravity, your entire accounts payable workflow exists in one unified system:

  1. An invoice is received and entered (or automatically created using AI).

  2. The payment is processed via ACH directly within the platform.

  3. The transaction posts automatically to the general ledger.

  4. Bank reconciliation is simplified and automated.

This creates a single source of truth for all financial data, eliminating confusion and ensuring complete accuracy across your organization.

Built for growing businesses

Gravity’s integrated solution is ideal for small to mid-market businesses seeking to scale efficiently. Our accounting automation for the small to mid-market businesses empowers teams to achieve more. With features like multi-entity accounting, even companies with complex structures can manage all payments from a single, centralized database.

Explore how Gravity streamlines financial management across every entity with our Financials Software.

Take the next step toward financial automation

In today's competitive landscape, an integrated ACH payment processing accounting integration is a necessity, not a luxury. By adopting an all-in-one solution, you empower your finance team to focus on strategic initiatives instead of manual data entry.

Gravity Software offers a powerful, unified platform that saves time, minimizes errors, and provides the real-time financial insights your business needs to thrive.

Schedule a demo today to see Gravity's integrated ACH processing in action and learn how to transform your financial operations.

Gravity Software

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